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TUNAS (Persistent Effort, Future Success) 

TUNAS is a productive business financing solution designed for lower-income entrepreneurs, utilizing a group lending mechanism. We serve groups of 5–15 customers per centre. This model is built on the principle of joint responsibility, where members commit to supporting one another if a group member faces difficulty with instalment payments.Loan facilities start from IDR 2,000,000, with convenient weekly repayments.

Eligibility Criteria

  • Female, aged 21–59 years old
  • Indonesian citizen (WNI) residing within Indonesia
  • Possess a valid e-KTP or original KTP issuance receipt
  • Currently running a business or planning to launch a new busines
  • Residing within an approximately 10-13 km radius of our nearest branch office
  • Have an active, reachable mobile phone number connected to WhatsApp 

Terms and conditions apply. Please contact us for further details.

TUMBUH (Enhance Business Volume & Improve Quality of Life)

TUMBUH is our premium productive business financing solution designed to scale your enterprise. This product is specifically tailored for established MSMEs in Indonesia, as well as high-performing graduates of our TUNAS financing program who have demonstrated a strong repayment track record. We provide financing facilities ranging from IDR 25,000,000 to IDR 500,000,000. To ensure a secure and seamless experience, all repayments are facilitated on a monthly basis via Virtual Account (VA).

Eligibility Criteria

  • Female and male, aged 21–59 years old
  • Indonesian citizen (WNI) residing within Indonesia
  • Possess a valid e-KTP or an original KTP issuance receipt
  • Business must have been in active operation for a minimum of 2 years
  • Residing within approximately 10–13 km from the nearest branch
  • Must possess an active mobile number registered with WhatsApp

Terms and conditions apply. Please contact us for further details.

TANGGUH 

The philosophy behind “Tangguh” embodies strength, courage, and resilience in the face of challenges and pressure. It represents the unwavering spirit to persevere and successfully achieve your business goals. This financing facility is specifically designed for MSME owners, secured by motorcycle or four-wheeled vehicle collateral (BPKB). It is the ideal solution for MSMEs that require rapid access to substantial working capital to scale your business operations. (VA).

Eligibility Criteria

  • Female and male, aged 21–59 years old
  • Indonesian citizen (WNI) residing within Indonesia
  • Possess a valid e-KTP or original KTP issuance receipt
  • Currently running a business or planning to launch a new business
  • Residing within approximately 10–13 km from the nearest branch office
  • Must have an active mobile number registered with WhatsApp

Terms and conditions apply. Please contact us for further details.